No Hard Credit PullNo Upfront FeesFunding in 24 Hours

Your bank said no. We look at performance.

Alpine Funding Partners approves funding based on your actual business health, not just your credit score. Access $5,000 to $5,000,000 in working capital with terms from 3 to 24 months.

Minimal paperwork required. Recent bank statements and basic business information.

Features

Built for businesses that need capital without the wait

Every part of the process is designed to get you funded fast, based on how your business actually performs.

1.

Funding within 24 hours

Same-day approval for qualified businesses with funding deposited as fast as the next business day.

2.

Performance-based approval

Underwriting analyzes your bank statements, revenue patterns, and cash flow rather than relying solely on credit scores.

3.

No hard credit pull

A soft credit check that does not impact your credit score. Less-than-perfect credit does not disqualify you.

4.

$5,000 to $5,000,000

Funding amounts scaled to match your business needs, from short-term working capital to major growth investments.

5.

Terms from 3 to 24 months

Choose a repayment schedule that fits your cash flow. Automated ACH processing handles payments systematically.

6.

Zero upfront and broker fees

No initial costs, no hidden charges, no broker fees. You only deal directly with Alpine Funding Partners.

7.

Minimal documentation

Recent bank statements and basic business information are all you need to start. No lengthy loan applications.

8.

Merchant cash advance program

Receive funding by selling a portion of future receivables, with a flexible repayment structure tied to your business performance.

Process

From application to funded in four steps

A clear path from first step to measurable outcome.

1.

Upload your bank statements

Submit recent bank statements and basic business information through the online application. Minimal paperwork required.

2.

Performance-based underwriting

Automated systems analyze your revenue patterns, cash flow, and business health using OCR and machine learning, combined with a soft credit pull.

3.

Get approved and review terms

Receive your approval decision, often same-day. Review your funding amount and repayment terms from 3 to 24 months.

4.

Funding in your account

Approved funds are transferred via ACH, often within 24 hours. Repayments are processed automatically through ACH on a daily or weekly schedule.

24 hrsFunding after approval
$5K-$5MFunding range available
3-24 moFlexible repayment terms
$0Upfront fees and broker fees

Compare

What changes when approval depends on performance

Alpine Funding PartnersTraditional Banks
Funding within 24 hours of approval+×
No hard credit pull+×
Approval based on business performance+×
Zero upfront fees+×
Zero broker fees+×
Minimal documentation required+×
Terms from 3 to 24 months+×
Funding up to $5,000,000+×

FAQ

Answers before you apply

What types of funding does Alpine Funding Partners offer?+

Merchant cash advances and business funding solutions, with amounts ranging from $5,000 to $5,000,000 for small and medium-sized businesses.

How quickly can I receive funding?+

Funding can be provided within 24 hours after approval, making it one of the fastest funding solutions available for businesses.

What are the requirements for getting approved?+

Alpine evaluates businesses based on their performance metrics, bank statements, and overall business health rather than just credit scores. The focus is on actual business performance.

Is there a credit check required?+

Alpine does not perform a hard credit pull. A soft pull is used that does not impact your credit score, making it easier for businesses with less-than-perfect credit to qualify.

Are there any upfront fees?+

No. Alpine does not charge any upfront fees or broker fees for their funding services.

What are the term lengths available?+

Flexible terms ranging from 3 to 24 months, allowing businesses to choose a repayment schedule that works best for their needs.

What documentation is needed to apply?+

Businesses typically need to provide recent bank statements and basic business information. The process requires minimal paperwork.

How does the merchant cash advance program work?+

Merchant cash advances provide funding by purchasing a company's future receivables, with a flexible repayment structure.

Get started

Stop waiting on a bank that measures you by a credit score

Upload your bank statements today and get a decision based on how your business actually performs. Funding within 24 hours of approval.

Start your application